Every payment methodyour customers trust
One integration gives you cards, bank transfers and every major Turkish wallet — with instant settlement, real-time reconciliation and a dashboard that actually tells you what happened.
No setup fee · Live in 48 hours · Dedicated integration engineer
- +18%
$12,480
Card deposit
- +12%
$1.24M
Settled today
Live in four steps
From first call to first settled transaction — usually inside a week.
- 01
Apply
Send us your volumes and the methods you need. We come back with commercials the same working day.
- 02
Onboarding
Company documents and compliance checks. Most merchants clear this in two to three days.
- 03
Integrate
Sandbox keys on day one, a dedicated engineer on the thread, and one API for every method.
- 04
Go live
Switch to production keys and start settling. Your dashboard is already showing real numbers.
Every method your customers reach for
Cards, bank transfer and the wallets that actually move money in Turkey — all behind a single API and a single reconciliation report.
Bank Transfer
The rail every customer already has. High limits, low cost, and reconciliation that matches to the kuruş.
SettlementT+0
Credit & Debit Cards
Visa, Mastercard and Troy with 3D Secure, instant authorisation and smart retry on soft declines.
SettlementT+1
Papara
Turkey's most widely held digital wallet. Instant in, instant out, no bank hours to work around.
SettlementInstant
Parolapara
A wallet built for online platforms — fast, low-cost, and designed around frequent small transactions.
SettlementInstant
Paratim
Instant collection and payout with an integration you can finish in an afternoon.
SettlementInstant
Ahl Pay
Licensed e-money infrastructure with competitive pricing and a clean transfer flow.
SettlementInstant
ParsHavale in numbers
The infrastructure behind the payments, measured over the last twelve months.
99.98%
Uptime, last 12 months
96.4%
Average card approval rate
<2s
Median settlement time
12
Payment methods, one API
Why teams move to ParsHavale
Built by people who have run payment operations, for people who have to run them.
Routing that protects approval rate
Every payment goes to the provider with the best live approval rate for that bank, and soft declines retry on an alternate rail before the customer sees an error.
Reconciliation you can close on
Every transaction carries a reference from checkout to bank statement. Month-end close stops being a manual matching exercise.
Compliance that holds up
Licensed institutions, PCI-DSS scope kept off your servers, and audit trails detailed enough to answer a regulator without a fire drill.
Support that has seen it before
A named integration engineer during onboarding and an operations team that answers in minutes, not in ticket queues.
What our merchants say
Operators who moved their payment stack to ParsHavale.
We moved because our approval rate had been flat for a year and nobody could tell us why. Two weeks after switching, cards were up almost four points. The difference was routing, not magic.
Emre KılıçHead of Payments · Vertex MarketplaceThe integration took one developer one afternoon. What actually saved us time was the webhook contract — signed, retried, and identical across every method, so we wrote the handler once.
Selin AydınCTO · Nova DigitalMonth-end used to take three people two days of matching bank lines by hand. Now the references match themselves and we close in an hour. That is the part I did not expect.
Burak ŞahinFinance Director · Atlas PlatformA provider went down on a Saturday night and we found out on Monday from the report, not from customers. Traffic had already moved. That is what we are paying for.
Deniz YalçınCOO · Orbit Ventures
Questions, answered
The things every merchant asks us before signing.
Still have a question?
Contact our teamTalk to us
Tell us your volumes and the methods you need. We reply the same working day.
Direct channels
İstanbul, Türkiye · 7/24